Sometimes, the most neglected room in the house is the one we spend our most restful time in the bedroom. And, due to the amount of time one spends here, it’s important to keep this space calming in nature and beautiful in design. Looking to update your bedroom soon? Here are a few simple and more advanced Interior design updates to make in your bedroom this month. POPS OF COLOR Nothing says fresh like a…
Nothing makes a statement in a space like a well-appointed rug. It’s the largest single design element in a room (aside from the walls of course) and can really pull a look together when curated and placed properly. However, being such a bold presence in a space means that a poorly chosen rug can have the opposite effect; making a room feel small or disjointed. With so many options available on the market, finding the…
For some people the prospect of designing, decorating and installing features in their own home is highly enticing. It’s not for everybody; even the most hardcore DIY enthusiasts can burn out in the middle of a project. But once it all comes together – a product of their own hands – usually these types just start dreaming up the next project. If you’re of this tribe – always assembling Pinterest boards and watching “how to”…
As 2019 draws to a close, and we prepare to celebrate the holidays with our friends and loved ones, you’re probably thinking about some of the New Year’s Resolutions that you want to introduce in 2020. Perhaps you’ve resolved to eat more healthy foods or to save up enough to take that dream vacation that you’ve been thinking about for the past few years. Perhaps, you may even be thinking about how you’d like to…
Our goal is to provide the best rugs and furniture you can get. We believe that everyone should have the resources to create the home of their dreams no matter what their budget is like. To serve you even better, we regularly post updates on our style blog that any home decorator can use to improve their knowledge of home decor, get some handy tips to make their design better, and find inspiration in the…
What doctors are for your physical/mental health, advisors are for your financial health. What do you do before you visit a doctor? Understand your condition, prepare for all the questions that the doctor would ask, ensure all your test reports/medical history documents are in order, and so on. Preparation is a must even before you visit a financial doctor. Here’s a comprehensive checklist that will help you prepare for a meeting with your financial advisor.…
The coronavirus outbreak has affected humans in many ways. The COVID-19 pandemic has brought with it not only a health crisis but also a situation that impacts society, life, economy, and the future of the world. However, there is a bright side to everything, and people have a lot to learn from their current circumstances. These testing times are sure to make people immune, robust, and proactive in all the aspects mentioned above. Financial management…
Do insurance options seem overwhelming at times? It can be tricky to navigate the many different plan types and terminologies to find the right fit for your needs. Unfortunately, most people know very little about insurance, 90% of Americans aren’t even comfortable explaining basic terms1 like premium or deductible. Insurance needs change as we age and move through different stages of our lives. The same policy or plan that benefits you today could very well be…
An economic crisis is a situation where a country experiences a financial plunge. It affects the GDP value, as well as reduces liquidity in the system. It also causes drastic market fluctuations and can lead to inflation or deflation. What is more startling is the lack of preparedness to tackle such situations, causing further economic issues. At an individual level, it is important to ensure that you stay afloat during such demanding times. Here are…
Many homeowners worried about the length of time taken to sell their homes the traditional way. They have to hire a real estate broker, repair the house, list the property with the broker, allow buyers to inspect the property, and wait for another 6-8 months to close the sale. This isn’t the best way to sell your property when you are facing a divorce, bankruptcy or foreclosure. You need fast cash to solve your financial issues under…
Each year, millions of Americans make donations to charitable organizations and receive something in return – a tax break. However, the 2017 Tax Cuts and Jobs Act curbed this tax advantage because it reduced the number of people eligible to claim a charitable deduction by raising the standard deduction. For 2020, the standard deduction is $12,400 for individuals and $24,800 for married couples filing jointly. If your list of deductions is not greater than those…
As Johns Hopkins University of Medicine’s Coronavirus Resource Center revealed a recent increase of coronavirus cases in the Southern and Southwestern United States, the VIX ticked up. With fears of the outbreak curve not flattening, how will this impact markets? The Volatility Index (VIX) was established by the Chicago Board Options Exchange in 1993 to gauge volatility in the financial markets. Referred to colloquially as the “fear index”, it measures the next 30 days of…
I encourage businesses to keep a cash flow budget, regardless of their financial circumstances, as a decision-making tool. When times get tough, having a cash flow budget can spell the difference between the continuation of the business and the end of the business. It’s still a decision-making tool, but in difficult times, it’s a tool to help you spread thin resources to the best use. For instance, during the current COVID-19 crisis, I have clients…
On Friday, the President signed the Paycheck Protection Flexibility Act. For the many small business owners who received PPP Loans, this act offers much-needed changes to loan forgiveness and spending. It also changes the decision making on whether or not to apply for one of these loans. Highlights of the changes are: Forgiveness period changed from 8 to 24 weeks or December 31st, whichever comes first. Reducing the payroll spending provision from 75% to 60%…
Now that the Small Business Administration has caught up with all of the requests for Economic Injury Disaster Loans (EIDL) and has started funding these loans, there are a lot of additional questions. “Are there restrictions on how I use this loan?” is the most common question we’ve received in our office. Like all government programs, there are rules for the use of this loan. Much like the PPP loan program, we recommend that you…
Due to the global Coronavirus outbreak, everyone is encouraged to spend all their time at home to decrease the spread of the virus. COVID-19 has made people more cautious and try to take precautions to avoid getting affected. Even though washing your hands well is one of the most important ways to prevent the spread of COVID-19, it is also crucial to fight against bacteria and harmful pathogens in your home by keeping it clean.…
People spend approximately one-third of their lifestyle sleeping. It’s the best way to regenerate both body and mind. Good sleep is involved with the healing and repair of your heart and blood vessels. It improves concentrations and lowers pressure as well as high-stress level. It helps to regenerate sore muscles and fight with many diseases. It significantly boosts your immune system and has a great effect on emotions. Paradoxical as it seems, good sleep can…
In some places in the world, winter comes with extreme weather conditions. Between the freezing temperatures, the rain, and the wind, certain houses are simply not equipped to survive these types of conditions. However, by taking care of a series of tasks before winter arrives, you can easily winterize your home and make sure it stays intact during the entire season. Keep reading and discover five home improvements that will prepare your home for the cold! Trim Your…
Lazy evenings, green spots? Well, then it’s time to make the most out of your outdoor patio. Think of creative ideas, add lots of comfortable spots for a home gathering, and just make this space magical. Check out 7 stunning outdoor patio ideas: 1. Magic & relaxing moments Create an indoor space outdoors. It’s very easy – just think of a living room layout with nature inspired elements. Add a raffia rug and comfortable outdoor furniture.…
Whether you need some inspiration to revamp your product or come up with a style that users instantly fall in love with, your best bet will be to invest in a high-level product design team. Throughout my career, I’ve had to work with several product design companies to revamp existing products and create new products from the ground up. When it comes to the product development lifecycle, the role of a product design firm is to focus on a problem faced by a wide audience and provide a tangible…
Do you have a lot of Junk in your home or business you are looking to get rid of? Don’t waste your valuable time and money doing it yourself or trying to organize getting a Dumpster. You should consider hiring a Professional Junk Removal Company like VanGo Junk Removal. Here’s a Top 5 reasons why you should hire a Junk Removal business when in need of getting rid of Junk. 1. Trust When it comes to…